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If you want to apply for a loan in time for Christmas, the final date to apply is Monday 15th December 2025.

You can apply for a loan after this date but we cannot guarantee you will receive a decision before Christmas. 

  • Christmas Eve: Open 9.30am to 3pm
  • Christmas Day: Closed
  • Boxing Day: Closed
  • 29 December: Closed
  • 30 December: Open 9.30am to 3pm
  • New Year’s Eve: Open 9.30am to 3pm
  • New Year’s Day: Closed
  • We open with normal hours from Friday 2 January.

Please note all our services remain open online and we will respond to applications and enquiries during opening times.

On behalf of everyone at Just Credit Union, we wish you a very happy Christmas and peaceful New Year!