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Debt Management

FREE Debt Advice for money worries

If you are struggling with money worries, please seek help as soon as possible. We have listed some local and national organisations which can help you manage debt and support you.

If one of Just CU’s services is not available to you, then please know we will do all we can to signpost you to the best possible advice. Money worries can feel isolating and so we have listed FREE, confidential support so you can discuss your concerns to find the best and safest solution for you.

You do not have to feel alone, the earlier you can talk to someone, the easier it will be for you.

FREE debt plans and debt management advice. Their support helps you create simple a budget and action plan so that you can work out a solution that works for your situation.

Tel: 0800 280 2816

PayPlan

FREE advice and budgeting solutions for problems with money and debt worries. They offered tailored plans, support and advice.

Tel: 0161 804 5464

Financial Wellness Group

A FREE and independent debt advice charity. They provide fact sheets and digital tools for instant and tailored advice. You can ask for help by phone or via their webchat.

Tel: 0808 808 4000

National Debtline

Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

Tel: 0800 043 4050

Debt Advice Foundation

Free, confidential and expert debt advice and money guidance to find the best way forward for your circumstance. They offer support with your money worries for as long as you need it.

Tel: 0800 138 1111

Step Change

The Money Advisor Network brings together debt advice providers so you can access free, confidential and independent debt advice straight away.

Tel: 0800 138 7777

Money Helper

Contact your local Citizen Advice Bureau:

Adviceline (England): 0800 144 8848

Contact us – Citizens Advice

Herefordshire Citizens Advice

Town Hall, 8 St Owen’s Street, Hereford HR1 2PJ
Tel: 0344 826 9685
Website: Citizens Advice Herefordshire – Advice and Information for the People of Herefordshire

Newcastle-under-Lyme & Kidsgrove Citizens Advice

Guildhall, High Street, Newcastle Under Lyme, Staffordshire ST5 1PW
Tel: 0808 278776
Website: Newcastle-under-Lyme & Kidsgrove (Well Street) Citizens Advice – Citizens Advice

Shropshire Citizens Advice

Shropshire Citizens Advice,15 College Hill, Shrewsbury SY1 1LY
Tel: 0800 278 7894
Website: www.cabshropshire.org.uk

Staffordshire North & Stoke on Trent Citizens Advice

Mitchell House, Town Road, Hanley, Stoke on Trent, Staffordshire ST1 2QA
Tel: 0808 278 7876
Website: Citizens Advice Staffordshire North and Stoke on Trent – Citizens Advice

Staffordshire South West Citizens Advice

Citizens Advice Staffordshire South West (Codsall), South Staffordshire Community Hub, Wolverhampton Road, Codsall, Staffordshire, WV8 1PX
Tel: 0808 278 7874
Website: www.sstaffs.gov.uk

Telford & Wrekin Citizens Advice

Telford & Wrekin Citizens Advice, 40 Tan Bank Wellington, TELFORD, Shropshire, TF1 1HW
Tel: 01952 567193
Website: www.citizensadvicetelfordandthewrekin.org.uk

Worcester Citizens Advice

The Hopmarket, The Foregate, Worcester WR1 1DL
Tel: 0808 278 7891
Website: Worcester Citizens Advice – Worcester Citizens Advice

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