Just Credit Union offer a choice of fair and affordable loans for whatever you need.
Please note that the last date to apply for a loan in time for Christmas is Monday 15th December. You can still apply for a loan after this date, but we cannot guarantee a decision will be made before Christmas.
View Loan Products
Borrowing from Just Credit Union
Borrowing from Just Credit Union is easy. Our charges are fair and each application is looked at on its own merits. Whether you’re planning to do some home improvements, change your car, book a dream holiday or pay for a wedding or any special celebration – an affordable loan from us can help you spread the cost.
Members can apply to borrow any amount from £300 to £15,000 (subject to status) from only 6.1% APR representative. Repayments can be made on a weekly, fortnightly, monthly or four weekly basis for up to 5 years. If you should ever have any difficulty in making your regular loan repayment please talk to our friendly membership services team straightaway. Select the loan type below and follow Find Out More to apply.
Why borrow from us?
- Weekly, fortnightly, 4 weekly or monthly repayments
- No hidden charges, arrangement fees or early repayment charges
- Interest is calculated on the reducing balance
- FREE loan protection insurance to pay off your loan in the event of your death (conditions may apply)
- Quick decision available
Our Loan Products
Loan from £300 to £1,200
Sometimes the unexpected happens and we are here to help. You can apply to borrow up to £1,200 with repayments up to 52 weeks.
Loan from £1,200 to £15,000
If you’re looking to borrow any amount from £1,200 up to £15,000 an affordable loan from us can help you spread the cost.
CUSmart Loan from £50 to £300
The CUSmart Loan is provided with the support of Telford & Wrekin council and is only available to residents of Telford & Wrekin.
Holiday Saver Loan
With our affordable Holiday Saver Loan you can spread the cost of your holiday and start saving for spending money.
Payroll Member Loan
If you’re employed by one of our Payroll Partners then you could qualify for a 1% APR discount on our normal interest rates.
Preferential Green Loan
If you’re looking to go greener and reduce your carbon footprint a Preferential Green Loan from Just Credit Union can help.
Why choose Just Credit Union?
Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.
We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).
Join today!
Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.
Become A Member
Get in touch with your local credit union today. Call us on 01743 252 325, email info@justcreditunion.org or join our mailing list.
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