Direct Payments
Direct Payment accounts are only appropriate to people who have been offered a personal budget to meet their support needs by the Council, and who don’t feel confident managing their finances on their own.
About Direct Payment Accounts
With a direct payment account you don’t need to open your own bank account or handle any money yourself. The Local Authority will transfer the funds directly into this account every four weeks and we will arrange to make payments directly – including invoices for all the costs associated with your care – to the provider’s bank account.
Whether you contract with an agency, or have personal assistants in place, all you need to do is send the invoices and/or timesheets to Just and we will make the payments on your behalf. Invoices should be sent monthly or four weekly. This account still allows you to have choice and control over the support you receive.
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Account Details
- Less paperwork
- Option to choose care providers
- Flexibility to change service providers
- Keeps you in control
- Regular budget statements
- Currently no charges made for this service
- Stepping stone to financial responsibility
Useful Documents
Ready to apply?
You can either discuss this option with your social worker or contact Just Credit Union directly on 01743 252 325. To enable us to open and operate a Direct Payment Account please complete the online application form.
Alternatively you can download, print and complete the following forms and return them to our office.
Direct Payment Application Form
PA/Service Provider Payment Authority
For legal purposes we require two additional items one for evidence of your identity and the second as proof of your address. Once we have received all the information from you we will open the account and provide you with a membership number membership number. Please note: we are unable to receive or make payments until this process has been completed.
You need to advise the Local Authority that an account has been opened and provide them with your membership number so they can arrange to send funds to us. You need to advise any care or service providers that you have authorised us to make payments on your behalf and ask them to send their invoices to us. If you intend to use Sally’s Payroll service then the timesheets should be sent directly to them in order that they can calculate the wages due and inform us of the payments to be made. If you require any additional information please contact us. Terms and conditions apply.
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Why choose Just Credit Union?
Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.
We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).
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Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.
Become A Member
Get in touch with your local credit union today. Call us on 01743 252 325, email info@justcreditunion.org or join our mailing list.
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