If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that’s best for you. Most people who have got debt advice say that they feel less stressed or anxious and more in control of their life again.
How will a debt adviser help you?
A debt adviser will:
- never judge you or make you feel bad about your situation
- always be happy to talk to you, however big or small your problem might be
- find ways to manage your debts even if you think you have no spare money
- suggest ways to deal with debts that you might not know about
All of the services below are free, confidential and hold a standard or membership code accredited by the
Online debt advice services
Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.
PayPlan’s online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.
Their online advice tool has helped over 1.7m people. Create a budget and get a personal action plan with practical next steps.
Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.
National Debtline offers free debt advice online through its digital advice tool and its web guides, fact sheets and sample letters.
Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.
Telephone debt advice services
You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.
Please use the link above to connect to an adviser
The Money Adviser Network offers free telephone debt advice backed by the Money Advice Service. Provide your contact details in confidence and they will connect you with a qualified and regulated money advice
National Debtline
PayPlan
StepChange Debt Charity
Debt Advice Foundation
