Junior Savings Terms & Conditions

• Junior Saver accounts can be opened by adults for children from birth up to the age of 16 years.
• Proof of identity is required to open a Junior Saver account. If the account is being opened by a parent or adult who is already a member of Just then either the child’s birth certificate OR NHS medical card are sufficient. If the adult opening the account is not a member then in addition to the child’s birth certificate OR NHS medical card he/she will also need to provide a utility bill OR bank statement to confirm their name and address.
• Parents, guardians, relatives and friends can also deposit savings into the account in cash, by cheque, standing order and payroll deduction.
• There is no minimum savings requirement for young savers.
• Junior Savers under the age of 8 must be accompanied by an adult to withdraw money from their account.
• Junior members can administer their account from the age of 8 years.
• Withdrawals can be made at any time from Just’s main office.
• As junior members of Just all Junior Saver account holders are entitled to receive an annual dividend payment.