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“Just Credit Union is different”

Just Credit Union is different it is owned by its members and run for their mutual benefits rather than corporate profits. The money people save with us is what we lend to people in your local community and the interest paid on loans pays to run the credit union not to provide corporate profits.

Here are some of the real stories of how supporting your local credit union is helping people in your community. Its all about people helping people!

I couldn't get any help from my bank; I went in to speak to Just Credit Union and it was life changing. They helped me get a handle on my finances, organise my incomings and outgoings, helped to be able to pay off my overdraft and a few other items by condensing everything together. I've not looked back I now continue to save with them my money is easily accessible and because it goes straight out of my wages, I don't miss the money and it's always a lovely surprise when I log on and realise how quickly my savings add up.

I really needed the upfront payment on Motability car for my son and without Just Credit Union this wouldn't have happened! The loans officer was amazing all the way through the process! Hands down best person I've dealt with! And because of credit union my son no longer has to sit cramped in car now we have a more spacious car. Thank you, Just Credit Union, for all you did.

I always struggled to save regularly, to build up something for the occasional "big treat", or for when there was a sudden large household expense, like a new washing machine, but Just Credit Union made it so easy for me to set up an account where I could put a little bit away when I could, as well as having a regular payment in, with the peace of mind that there was an affordable credit option if I needed it, too.

Just Credit Union helps me to manage transparently the finances of my little brother. He has fought mental illness for 41 years and without Just Credit Union I would not be able to provide the support that he needs to improve his quality of life.

I found Just Credit Union a few years ago when I first went on to Universal Credit the struggle of going from every 2 weeks to monthly was hard. I tried to get loans to help with food and bills but had no luck at all I was getting desperate when one of my friends told me about Just Credit Union and they quickly arranged a loan, and they also help me to save which is a bonus. I've been with them for a few years now, they let me top up my loan when I need it. They are brilliant I wouldn't have got through without their help.

I was at the time I took a loan from Just Credit Union suffering with severe depression with some financial difficulties. I decided after my loan was paid off to continue to pay into my account to save for Christmas presents I now nearly 7 years on pay in £30 a month my son is now 5 and I'm able to treat him. I think credit unions are great.

Me and my daughter have been on our own for 9 years. I have no family and she is all I have got. I have fought tooth and nail since being on our own to keep our heads afloat with bills and the cost of living. Just Credit Union has been a massive factor in our life and helped me with learning to save as well. Christmas time is always a tough one for me, but credit union are always there to help me make sure my daughter has the best Christmas I can possibly give her. Absolutely recommend credit union to all my friends and others.

I was made redundant, luckily, I was employed the same month however I had to work a month on advance to receive any wages. A family member suggested that I try just credit union to help with Christmas costs as I have 2 young children. Thanks to just credit union I was able to make Christmas magical after they approved a loan and since then I have been saving money with them too! It was easy to pay back and absolutely stress free. Thank you credit union!

Without Just Credit Union I wouldn't have had the courage to be where I am today, not only did it secure me a house to leave a bad past behind I was able to be secure enough to keep my baby. I was able to pay a deposit for a house and make a fresh start, my youngest had meningitis and in hospital at 5 days old for a few weeks without Just Credit Union my partner wouldn't have been able to have the time of work. Birthdays and Christmas are no longer a struggle for me, I couldn't have done it without credit union.

Why choose Just Credit Union?

Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.

We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).

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Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.

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