If your employer is one of our Payroll Partners, payroll deduction is quite simply the easiest and most convenient way to save or borrow.
View Our Payroll Products
Take home more than just your pay
Payroll deduction is quite simply the easiest and most convenient way to save. Because the payment is taken out before your money goes into the bank you don’t notice the difference and saving regularly helps protect from unexpected financial pressures.
Members who save with us also receive an annual dividend (interest) on their savings. And if you should need to borrow any money we offer our members affordable, low cost loans with no arrangement fees or penalties for early repayment. Plus there are discounted interest rates for payroll loans of £2,000 or more. So if your employer is one of our partners you can apply to join us straightaway. To find out if your employer is one of our Payroll Partners click here.
Why choose Just Credit Union?
- Save as little or as much as you can afford
- Quick and easy access to savings
- Access to low cost loans up to £15,000 from only 5% APR
- FREE life savings insurance (up to the age of 65)
- FREE loan protection insurance (conditions may apply)
- An annual dividend (interest) on your savings
Our Payroll Products
Payroll Member Savings
If your employer offers our Payroll Deduction Scheme you can save directly from your wages – before the money arrives in your bank.
Payroll Member Loan
If you’re employed by one of our Payroll Partners then you could qualify for a 1% APR discount on our normal interest rates.
Are you an employer?
Improve the financial wellbeing of your employees encouraging your staff to save whilst also giving access to low cost loans.
Why choose Just Credit Union?
Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.
We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).
Join today!
Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.
Become A Member
Get in touch with your local credit union today. Call us on 01743 252 325, email info@justcreditunion.org or join our mailing list.
Subscribe
