Heating Oil Saver Loan
Spread the cost of your oil delivery whilst saving for the next one.
A saver loan so you can budget and spread the cost of heating oil.
With unpredictable energy costs, the Heating Oil Saver Loan allows you to plan and budget over the coming months. With increases in oil prices and suppliers’ minimum delivery requirements Just Credit Union recognise that many people may struggle to find the funds. Just Credit Union’s saver loans ensure you save as you borrow. So when you have repaid your loan, you have a savings pot to help with your next heating oil bill or other essential item. Our loan calculator will help you find a repayment and period that ensures a loan is repaid in time for the next delivery.
You can also consider this loan if you just need support with your energy costs for the season ahead.
Not a Member? Not a Problem! If you’re not already a Just Credit Union member you can join today and apply for your Heat Oil Saver Loan at the same time.
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Loan Details
- Borrow between £300 and £1,200 (subject to status)
- 42.6% APR
- Weekly, fortnightly, 4 weekly or monthly repayments
- Loan period 3-12 months
- No hidden charges, arrangement fees or early repayment penalties
- Top up loans after 3 months
How much can I borrow?
We offer a choice of fair and affordable loans. Use the Loan Calculator to show how much you could borrow and how much you would pay back.
Loan Calculator
How much would you like to borrow?
And for how long?
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*Representative example. The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
Ready to apply for a loan?
Just Credit Union is a responsible lender who will only lend you what you can afford to repay so all our loans are subject to status and based on an applicant’s ability to afford the repayments.
Complete the online application form or alternatively download, complete and return a printed copy of the application form to our office. Provide your address details for the last 3 years, employment information and details of your income and outgoings. To apply for a loan you will need to be aged 18-65, be eligible to join Just Credit Union if you are not already a member, and have a minimum income of £125 per week. Terms and conditions apply.
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Why choose Just Credit Union?
Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.
We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).
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Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.
Become A Member
Get in touch with your local credit union today. Call us on 01743 252 325, email info@justcreditunion.org or join our mailing list.
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