Managing Debt - your Credit Union can support you
If you are in debt and feeling overwhelmed by credit card and other outstanding bills, let your local credit union support you.
This Debt Awareness Week lets you know that debt doesn’t have to define you. Our friendly and approachable team are here for you all year round. If one of our services isn’t right for you, or you are struggling to meet the affordability criteria, we will always signpost you to the safest FREE and confidential advice. You can also access charities and organisations which specialise in Debt Management.
Even if you are struggling to talk to family and friends, you are not alone. According to Step Change Debt Charity, over half the people in the UK have experienced problem debt at some point in their lives. Sadly, almost half of people who experienced debt didn’t tell anyone. The first step is to seek help that supports you to deal with your debt, doesn’t affect your credit score and allows you to build a safe financial future by the following:
- Debt Management Organisations can help you find safe and affordable solutions to your debt.
- Benefits Calculator – check to see if you are receiving all the benefits you are entitled to.
- Budgeting – there are some great FREE budgeting tools available online including one from Money Helper.
- Step Change Debt Charity treats you as an individual and their advice is FREE and not-for-profit.
