Tel: 01743 252325

21 September 2017
About Us

Just Credit Union is about 'People helping People'


Shropshire's Community Bank


Just for you

just credit union is a 'more than profit', members only, ethical and local financial co-operative. We provide savings, loans and banking services just for people who live or work in Shropshire, Telford and Wrekin.

We are a financial services organisation in business to provide quality and openly accessible financial services and because we only serve our members we can concentrate on our members needs rather than maximising profits for shareholders.  Any profits we make over and above meeting legal and operational needs are given back to the members as a 'dividend' - interest agreed annually at the AGM.

Who can join? Membership of just credit union is open to anybody who lives in and/ or works in Shropshire, Telford and Wrekin.

Just Savings

We want to help everyone to build up savings, no matter how much or how little money they have. Just Credit Union provides facilities for members to save in a way thatís most convenient for them. Having savings helps us to plan for the future, budget for holidays and special occasions and ensures that we can deal better with emergencies and unexpected events.

just Credit Union members can save at an affordable level be it £1 or £100. Small regular amounts will soon add up and as a credit union member you are not just another customer, but a co-owning member of the organisation. As a benefit to members we also provide FREE life insurance to match savings up to £5,000 (conditions apply).

  

Just Credit

just Credit Loans are available to members from £300.00 - £7,500.00 (subject to status). We offer loans at affordable rates that can be repaid on a weekly, fortnightly, monthly or four weekly basis for up to 5 years.

Loan interest varies between 0.83% and 3% per month on the reducing balance. However the rate varies and is dependent on the amount borrowed. (Link to rates)

As a savings organisation, we will still encourage our members to save even when they borrow from us.  As a member pays off a loan s/he continues to save - ending up  better off than when s/he started!